html {
    overflow-x: hidden;
}
body {
    overflow-x: hidden;
}

/* .bg-dark {
    background-color: #0d1415 !important;
} */
.back-to-top {
    position: fixed;
    display: none;
    right: 30px;
    bottom: 30px;
    z-index: 99;
}


/*** Spinner ***/
#spinner {
    opacity: 0;
    visibility: hidden;
    transition: opacity .5s ease-out, visibility 0s linear .5s;
    z-index: 99999;
}

#spinner.show {
    transition: opacity .5s ease-out, visibility 0s linear 0s;
    visibility: visible;
    opacity: 1;
}


/*** Button ***/
.btn {
    font-weight: 500;
    transition: .5s;
}

.btn.btn-primary,
.btn.btn-outline-primary:hover {
    color: #FFFFFF;
}

.btn.btn-primary:hover {
    color: #fff;
    background: transparent;
}

.btn-square {
    width: 38px;
    height: 38px;
}

.btn-sm-square {
    width: 32px;
    height: 32px;
}

.btn-lg-square {
    width: 48px;
    height: 48px;
}

.btn-square,
.btn-sm-square,
.btn-lg-square {
    padding: 0;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: normal;
}


/*** Navbar ***/
/* .fixed-top {
    margin-top:40px;
    transition: .5s;
} */
/* @media only screen and (max-width: 768px) {
    .fixed-top {
        margin-top:0px;
        transition: .5s;
    }
    a.h-btn {
        margin-left: -54px;
    }
} */
/* .top-bar {
   
    height: 45px;
    border-bottom: 1px solid rgba(255, 255, 255, .07);
} */

/* .navbar .dropdown-toggle::after {
    border: none;
    content: "\f107";
    font-family: "Font Awesome 5 Free";
    font-weight: 900;
    vertical-align: middle;
    margin-left: 8px;
} */

/* .navbar .navbar-nav .nav-link {
    margin-right: 30px;
    padding: 25px 0;
    color: #FFFFFF;
    font-weight: 500;
    outline: none;
} */

/* .navbar .navbar-nav .nav-link:hover,
.navbar .navbar-nav .nav-link.active {
    color: #00AFF0;
} */

/* @media (max-width: 991.98px) {
    .navbar .navbar-nav {
        margin-top: 10px;
        border-top: 1px solid rgba(0, 0, 0, .07);
        background: var(--dark);
    }

    .navbar .navbar-nav .nav-link {
        padding: 10px 0;
    }
} */

@media (min-width: 992px) {
   
    .navbar .nav-item .dropdown-menu {
        display: block;
        visibility: hidden;
        top: 100%;
        transform: rotateX(-75deg);
        /* transform-origin: 0% 0%; */
        transition: .5s;
        /* opacity: 0; */
    }

    .navbar .nav-item:hover .dropdown-menu {
        transform: rotateX(0deg);
        visibility: visible;
        transition: .5s;
        opacity: 1;
    }
}


/*** Header ***/
.carousel-caption {
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    display: flex;
    align-items: center;
    justify-content: center;
    text-align: center;
    /* background: rgba(0, 29, 35, .8); */
    /* background: rgba(13, 13, 14, 0.637); */
    z-index: 1;
}

.carousel-control-prev,
.carousel-control-next {
    width: 15%;
}
/* .carousel-item {
  
    width: 100%;
    height: 100vh;
   
} */
.carousel-control-prev-icon,
.carousel-control-next-icon {
    width: 3rem;
    height: 3rem;
    /* background-color: #ddffc170 ; */
    border-radius: 3rem;
}
#header-carousel .carousel-item{
height: 100vh;
}
@media (max-width: 768px) {
    .container-fluid.p-0 {
        margin-top: 73px;
    }
    #header-carousel .carousel-item {
        position: relative;
        height: 192px;
    }
    
    #header-carousel .carousel-item img {
        position: absolute;
        width: 100%;
        height: 100%;
        object-fit: cover;
    }
}
.page-header {
    padding-top: 12rem;
    padding-bottom: 6rem;
    /* background: linear-gradient(rgba(0, 29, 35, .8), rgba(0, 29, 35, .8)), url(http://skfinancecompany.com/img/page-header.jpg) center center no-repeat; */
    /* background:url(http://skfinancecompany.com/img/page-header.jpg) center center no-repeat; */
    background: linear-gradient(rgba(13, 13, 14, 0.637), rgba(13, 13, 14, 0.637)), url(http://skfinancecompany.com/img/page-header.jpg) center center no-repeat;
    background-position: center;
    background-size: cover;
}
@media only screen and (max-width: 768px) {
.page-header {
    padding-top: 7rem;
    padding-bottom: 3rem;
}
}
.page-header .breadcrumb-item+.breadcrumb-item::before {
    color: #999999;
}


/*** Footer ***/
#footer{
    background-color: #00AFF0;
}
.footer a{
    color:#ffff;
}

.footer a:hover{
    color:#fff;
}
.footer .btn.btn-link {
    display: block;
    margin-bottom: 5px;
    padding: 0;
    text-align: left;
    color:#ffff;
    font-weight: normal;
    text-transform: capitalize;
    transition: .3s;
}

.footer .btn.btn-link::before {
    position: relative;
    content: "\f105";
    font-family: "Font Awesome 5 Free";
    font-weight: 900;
    color:#ffff;
    margin-right: 10px;
}

.footer .btn.btn-link:hover {
color:#fff;
    letter-spacing: 1px;
    box-shadow: none;
}

.footer .btn.btn-square {
    color:#ffff;
    border: 1px solid rgba(255,255,255,0.5);
}

.footer .btn.btn-square:hover {
    color:#00AFF0;
    border-color: #fff;
    background: #fff;
}

.footer .copyright {
    padding: 25px 0;
    color: #fff;
    font-size: 15px;
    border-top: 1px solid rgba(256, 256, 256, .1);
}

.footer .copyright a {
    color:#fff;
}


/* /////////////////////// */

section#loans {
    padding: 85px 0;
    /* height: 100vh; */
  }
  a,
  a:hover,
  a:focus,
  a:active {
    text-decoration: none;
    outline: none;
  }
  ul {
    margin: 0;
    padding: 0;
    list-style: none;
  }
  .bg-gray {
    background-color: #f9f9f9;
  }
  
  .site-heading h2 {
    display: block;
    font-weight: 700;
    margin-bottom: 10px;
    /* text-transform: uppercase; */
  }
  
  .site-heading h2 span {
    color: #00AFF0;
  }
  
  .site-heading h4 {
    display: inline-block;
    padding-bottom: 20px;
    position: relative;
    text-transform: capitalize;
    z-index: 1;
  }
  
  /* .site-heading h2::before {
    background: #00AFF0 none repeat scroll 0 0;
    bottom: 0;
    content: "";
    height: 2px;
    left: 50%;
    margin-left: -25px;
    position: absolute;
    width: 50px;
  }
   */
  .site-heading {
    margin-bottom: 60px;
    overflow: hidden;
    margin-top: -5px;
  }
  
  .carousel-shadow .owl-stage-outer {
    margin: -15px -15px 0;
    padding: 15px;
  }
  
  .we-offer-area .our-offer-carousel .owl-dots .owl-dot span {
    background: #ffffff none repeat scroll 0 0;
    border: 2px solid;
    height: 15px;
    margin: 0 5px;
    width: 15px;
  }
  
  .we-offer-area .our-offer-carousel .owl-dots .owl-dot.active span {
    background: #00AFF0 none repeat scroll 0 0;
    border-color: #00AFF0;
  }
  
  .we-offer-area .item {
    background: #ffffff none repeat scroll 0 0;
    border-left: 2px solid #00AFF0;
    -moz-box-shadow: 0 0 10px #cccccc;
    -webkit-box-shadow: 0 0 10px #cccccc;
    -o-box-shadow: 0 0 10px #cccccc;
    box-shadow: 0 0 10px #cccccc;
    overflow: hidden;
    padding: 30px;
    /* position: relative; */
    z-index: 1;
  }
  
  .we-offer-area.text-center .p-item {
    /* background: #ffffff none repeat scroll 0 0; */
    /* background-image: url(http://skfinancecompany.com/img/gold2.jpg); */
    /* background: linear-gradient(rgba(255, 255, 255, 0.25), rgba(255, 255, 255, 0.25)), url("http://skfinancecompany.com/img/p2.jpg"); */
    width: 100%;
    height: 300px;
    /* background-position: center;
    background-size: cover;
    border: medium none;
    margin: 20px 0px;
    padding: 67px 40px 64px; */
  }
  
  .we-offer-area.text-center .b-item {
    /* background: #ffffff none repeat scroll 0 0; */
    /* background-image: url(http://skfinancecompany.com/img/gold2.jpg); */
    background: linear-gradient(rgba(255, 255, 255, 0.25), rgba(255, 255, 255, 0.25)), url("http://skfinancecompany.com/img/b2.jpg");
    width: 100%;
    height: 300px;
    background-position: center;
    background-size: cover;
    border: medium none;
    margin: 20px 0px;
    padding: 67px 40px 64px;
  }
  .we-offer-area.text-center .item {
    /* background: #ffffff none repeat scroll 0 0; */
    /* background-image: url(http://skfinancecompany.com/img/gold2.jpg); */
    background: linear-gradient(rgba(255, 255, 255, 0.25), rgba(255, 255, 255, 0.25)), url("http://skfinancecompany.com/img/gold2.jpg");
    width: 100%;
    height: 300px;
    background-position: center;
    background-size: cover;
    border: medium none;
    margin: 20px 0px;
    padding: 67px 40px 64px;
  }
  
  .we-offer-area.text-center .item i {
    background: #00AFF0 none repeat scroll 0 0;
    -webkit-border-radius: 50%;
    -moz-border-radius: 50%;
    border-radius: 50%;
    color: #ffffff;
    font-size: 40px;
    height: 80px;
    line-height: 80px;
    position: relative;
    text-align: center;
    width: 80px;
    z-index: 1;
    transition: all 0.35s ease-in-out;
    -webkit-transition: all 0.35s ease-in-out;
    -moz-transition: all 0.35s ease-in-out;
    -ms-transition: all 0.35s ease-in-out;
    -o-transition: all 0.35s ease-in-out;
    margin-bottom: 25px;
  }
  .we-offer-area.text-center .item .img {
    background: #00AFF0 none repeat scroll 0 0;
    -webkit-border-radius: 50%;
    -moz-border-radius: 50%;
    border-radius: 50%;
    padding:10px;
    color: #ffffff;
    font-size: 40px;
    height: 80px;
    line-height: 80px;
    position: relative;
    text-align: center;
    margin:0px auto;
    width: 80px;
    z-index: 1;
    transition: all 0.35s ease-in-out;
    -webkit-transition: all 0.35s ease-in-out;
    -moz-transition: all 0.35s ease-in-out;
    -ms-transition: all 0.35s ease-in-out;
    -o-transition: all 0.35s ease-in-out;
    margin-bottom: 25px;
  }
  /* //////////// */
  .page-header {
    padding-top: 12rem;
    padding-bottom: 6rem;
   
    background: linear-gradient(rgba(13, 13, 14, 0.637), rgba(13, 13, 14, 0.637)), url(http://skfinancecompany.com/img/gg.jpeg) center center no-repeat;
    background-position: center;
    background-size: cover;
}
@media only screen and (max-width: 768px) {
.page-header {
    padding-top: 7rem;
    padding-bottom: 3rem;
}
}
.page-header .breadcrumb-item+.breadcrumb-item::before {
    color: #999999;
}
#con-btn{
    background: #00AFF0;
    border:none;
}
#con-form{
    width: 400px;
    background: #dcf7fd;
    /* border: 2px solid #00AFF0; */
    box-shadow: 0px 0px 7px 0px #00aff0;
    padding: 20px;
    margin: 0px auto;
}
.form-floating input{
    border-color:#ffff;
}
@media only screen and (max-width: 768px) {
    #con-form{
        width: 100%;
        border: 2px solid #00AFF0;
        
        padding: 20px;
        margin: 0px auto;
    }
  }
  #con-icon{
    background: #00AFF0;
  }
 
  .enroll{
    margin-top: 50px;
  }
  .enroll .container{
    /* background-image: url(http://skfinancecompany.com/img/carousal-1.jpg); */
    background-color: #00AFF0;
    border-radius:20px;
/* background: linear-gradient(rgba(24, 29, 56, .7), rgba(24, 29, 56, .7)), url(http://skfinancecompany.com/img/carousal-1.jpg);  */
    background-position: center;
    background-size: cover;
    text-align: center;
    width: 100%;
    padding: 50px 0px;
  }
  .enroll-btn a{
    background-color: #fff; 
    padding:12px 25px;
    border-radius:10px;
    color:#00AFF0 ;
  }
  .enroll-btn a:hover{
    background-color: #fff;
  }
  @media only screen and (max-width: 768px) {
    .enroll-text  h1{
        font-size: 18px;
        font-weight: 900;
    }
  }
  /* //////////// */
  #wrap{
    background: linear-gradient(to top, #4c4c50ba, #4c4c50ba), url(../img/note.jpg);
    /* background: linear-gradient(to top, #4c4c50ba, #4c4c50ba), url(http://skfinancecompany.com/css/img/note.jpg); */
      background-position: center center;
      background-repeat: no-repeat;
      background-size: cover;
      padding: 50px 0px;
  
  }
 .services-intro .site-heading h2 {
    display: block;
    font-weight: 700;
    margin-bottom: 10px;
    color:#fff;
}
  .services-intro {
    margin-top: 100px;
  }
  
  .services-intro i {
    font-size: 60px;
    color: #2bb9ff;
  }
  .services-intro h3 {
    font-size: 20px;
    color: #fff;
  }
  
  .services-intro p {
    font-size: 16px;
    line-height: 24px;
    font-family: "Lato", sans-serif;
    color: #666;
  }

  .circle {
    margin: 20px;
    /* display: inline-block; */
    /* padding: 30px; */
    padding: 50px 0px;
    text-align: center;
    /* width: 230px; */
    /* height: 230px; */
    /* border-radius: 50%; */
    /* border: 1px solid #2bb9ff; */
}
  .circle::before,
  .circle::after {
    position: absolute;
    z-index: -1;
    display: block;
    content: "";
  }
  .circle,
  .circle::before,
  .circle::after {
    -webkit-box-sizing: border-box;
    -moz-box-sizing: border-box;
    box-sizing: border-box;
    -webkit-transition: all 0.5s;
    transition: all 0.5s;
  }
  
  .circle {
    position: relative;
    z-index: 2;
   
    /* color: #5c5eae;   */
    line-height: 50px;
    overflow: hidden;
  }
  /* .circle:hover {
   
    border: 1px solid #2bb9ff;
  } */
  
  /* .circle:hover {
    color: #fff;
  }
  .circle::after {
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    border-radius: 50%;
    -webkit-transform: scale(0.5);
    transform: scale(0.5);
  }
  .circle:hover::after {
    background: #041026;
    border-radius: 50%;
    -webkit-transform: scale(0.95);
    transform: scale(0.95);
  } */
  
  /* .circle {
    background-color: #fff;
    border: 0px solid #2bb9ff;
  } */
  
  /* .circle:hover {
    color: #fff;
    border: 1px solid #2bb9ff;
  }
   */
  /* .circle:hover::after {
    background: #041026;
    -webkit-transform: scale(0.95);
    transform: scale(0.95);
    color: #fff;
    border: 1px solid #2bb9ff;
  }
   */
  .circle::after {
    color: #fff;
  }
  
  .services-intro .circle:after i {
    color: #fff;
  }
  .services-intro .circle:after h2 {
    color: #fff;
  }
  
  .circle a {
    text-decoration: none;
    /*color: #1d2087;*/
  }
  
  /* ///////////// director  */
  
.team .member {
	position: relative;
	box-shadow: 0px 2px 15px rgba(85, 98, 112, 0.08);
	padding: 30px;
	border-radius: 4px;
	background: #fff;
}
.team .member .pic {
	overflow: hidden;
	width: 140px;
	border-radius: 4px;
}
.team .member .pic img {
	transition: ease-in-out 0.3s;
}
.team .member:hover img {
transform: scale(1.1);
}
.team .member .member-info {
	padding-left: 30px;
}
.team .member .member-heading {
	font-weight: 700;
	margin-bottom: 5px;
	font-size: 20px;
	color: #000;
	line-height: 1.2;
}
.team .member span {
	display: block;
	font-size: 15px;
	padding-bottom: 10px;
	position: relative;
	font-weight: 500;
}
.team .member span::after {
	content: '';
	position: absolute;
	display: block;
	width: 50px;
	height: 1px;
	background: #dee2e6;
	bottom: 0;
	left: 0;
}
.team .member .member-para {
	margin: 10px 0 0 0;
	font-size: 14px;
}
.team .member .social {
	margin-top: 12px;
	display: flex;
	align-items: center;
	justify-content: flex-start;
}
.team .member .social a {
	transition: ease-in-out 0.3s;
	display: flex;
	align-items: center;
	justify-content: center;
	border-radius: 4px;
	width: 32px;
	height: 32px;
	background: #8795a4;
}
.team .member .social a + a {
margin-left: 8px;
}
.team .member .social a:hover {
	background: #41A1FD;
}
.team .member .social a .team-icon {
	color: #fff;
	font-size: 16px;
	margin: 0 2px;
}
  /* //////////////////////////////////// */